/* ===================================================================
   Schweda Finanzen & Versicherungen — Shared Stylesheet (Unterseiten)
   Gleiche Design-Tokens & Komponenten wie die Startseite.
   =================================================================== */

@font-face{
  font-family:'Inter';
  font-style:normal;
  font-weight:300 900;
  font-display:swap;
  src:url('fonts/inter-latin-variable.woff2') format('woff2');
}

:root{
  --green:#1f9a38;
  --green2:#16c950;
  --green-soft:rgba(31,154,56,0.14);
  --green-glow:rgba(31,154,56,0.35);
  --surface:#f6faff;
  --text:#0a1628;
  --muted:#5d6f8a;
  --border:rgba(15,23,42,0.08);
  --shadow:0 24px 70px rgba(15,23,42,0.08);
  --shadow-lg:0 40px 100px rgba(15,23,42,0.13);
  --radius:28px;
}

*{box-sizing:border-box;}
html{scroll-behavior:smooth;overflow-x:hidden;}
body{
  margin:0;
  font-family:'Inter',-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
  background:#f4f9ff;
  color:var(--text);
  overflow-x:hidden;
}
body::before{
  content:'';
  position:fixed;
  inset:0;
  background:
    radial-gradient(ellipse 60% 40% at 10% 5%, rgba(31,154,56,0.10), transparent),
    radial-gradient(ellipse 50% 50% at 90% 90%, rgba(59,130,246,0.08), transparent);
  pointer-events:none;
  z-index:0;
}

h1,h2,h3{letter-spacing:-0.5px;margin:0;}
p{color:var(--muted);line-height:1.78;margin:0;}
a{color:var(--green);}

/* ── NAV ── */
nav{
  position:fixed;top:0;left:0;right:0;z-index:1000;
  padding:0 6%;height:72px;
  display:flex;align-items:center;justify-content:space-between;
  background:rgba(255,255,255,0.72);
  backdrop-filter:blur(20px) saturate(180%);
  -webkit-backdrop-filter:blur(20px) saturate(180%);
  border-bottom:1px solid rgba(15,23,42,0.07);
  transition:box-shadow 0.3s;
}
nav.scrolled{box-shadow:0 8px 40px rgba(15,23,42,0.10);}
.nav-logo{display:inline-flex;align-items:center;font-weight:800;font-size:1.15rem;color:var(--text);letter-spacing:-0.5px;text-decoration:none;}
.nav-logo img{height:44px;width:auto;display:block;}
.nav-logo span{color:var(--green);}
.nav-links{display:flex;gap:32px;list-style:none;margin:0;padding:0;}
.nav-links a{color:var(--muted);text-decoration:none;font-size:0.9rem;font-weight:500;transition:color 0.2s;}
.nav-links a:hover{color:var(--green);}
.nav-cta{
  background:linear-gradient(135deg,var(--green),#4cc234);
  color:#fff !important;padding:10px 22px;border-radius:999px;
  font-weight:700 !important;font-size:0.88rem !important;
  box-shadow:0 8px 24px rgba(31,154,56,0.28);
  transition:transform 0.2s, box-shadow 0.2s !important;
}
.nav-cta:hover{transform:translateY(-1px) scale(1.03) !important;color:#fff !important;}

.nav-toggle{
  display:none;flex-direction:column;justify-content:center;gap:5px;
  width:44px;height:44px;background:transparent;border:none;cursor:pointer;padding:10px;
}
.nav-toggle span{display:block;height:2.5px;width:100%;background:var(--text);border-radius:2px;transition:transform 0.3s ease, opacity 0.2s ease;}
.nav-toggle[aria-expanded="true"] span:nth-child(1){transform:translateY(7.5px) rotate(45deg);}
.nav-toggle[aria-expanded="true"] span:nth-child(2){opacity:0;}
.nav-toggle[aria-expanded="true"] span:nth-child(3){transform:translateY(-7.5px) rotate(-45deg);}

/* ── MOBILE STICKY ACTION BAR ── */
.mobile-cta-bar{
  display:none;position:fixed;bottom:0;left:0;right:0;z-index:1500;
  padding:10px 12px calc(10px + env(safe-area-inset-bottom,0px));gap:10px;
  background:rgba(255,255,255,0.92);
  backdrop-filter:blur(16px) saturate(180%);
  -webkit-backdrop-filter:blur(16px) saturate(180%);
  border-top:1px solid rgba(15,23,42,0.10);
  box-shadow:0 -8px 30px rgba(15,23,42,0.10);
}
.mcb-btn{flex:1;text-align:center;padding:14px 8px;border-radius:14px;font-weight:700;font-size:0.95rem;text-decoration:none;color:#fff;}
.mcb-call{background:linear-gradient(135deg,var(--green),#3dba52);box-shadow:0 8px 22px rgba(31,154,56,0.32);}
.mcb-wa{background:linear-gradient(135deg,#1da84a,#25D366);box-shadow:0 8px 22px rgba(37,211,102,0.34);}

/* ── SECTIONS ── */
section{position:relative;z-index:1;padding:80px 10%;}
.wrap{max-width:1080px;margin:0 auto;}
.section-label{
  display:inline-flex;align-items:center;gap:8px;
  font-size:0.78rem;font-weight:700;letter-spacing:0.1em;text-transform:uppercase;
  color:var(--green);margin-bottom:16px;
}
.section-label::before{content:'';width:20px;height:2px;background:linear-gradient(90deg,var(--green),transparent);border-radius:2px;}
.section-header{text-align:center;margin-bottom:48px;}
.section-header h2{font-size:clamp(1.8rem,2.5vw,2.8rem);margin-bottom:12px;}
.section-header p{max-width:560px;margin:0 auto;}
.glow-divider{width:100%;height:1px;background:linear-gradient(90deg,transparent,rgba(31,154,56,0.5),transparent);margin:0;border:none;position:relative;z-index:1;}

/* ── BUTTONS ── */
.btn{
  display:inline-flex;align-items:center;gap:10px;
  background:linear-gradient(135deg,var(--green),#3dba52);color:#fff;
  padding:16px 32px;border-radius:999px;text-decoration:none;font-weight:700;font-size:0.95rem;
  box-shadow:0 16px 42px rgba(31,154,56,0.30);
  transition:transform 0.25s cubic-bezier(0.34,1.56,0.64,1), box-shadow 0.25s ease;
}
.btn:hover{transform:translateY(-3px) scale(1.03);box-shadow:0 24px 56px rgba(31,154,56,0.36);}
.btn-wa{background:linear-gradient(135deg,#1da84a,#25D366);color:#fff !important;box-shadow:0 16px 42px rgba(37,211,102,0.38);}
.btn-wa:hover{background:linear-gradient(135deg,#179c42,#20c05a);color:#fff !important;}
.btn-light{background:rgba(255,255,255,0.9);color:var(--text);box-shadow:0 8px 32px rgba(15,23,42,0.10);border:1px solid rgba(15,23,42,0.09);}
.btn-light:hover{background:#fff;}

/* ── Phosphor-Icons (Ausrichtung & Farbe) ── */
.btn .ph-duotone,.nav-cta .ph-duotone,.mcb-btn .ph-duotone{font-size:1.12em;vertical-align:-0.14em;margin-right:7px;}
.card-icon{color:var(--green);}
.card-icon .ph-duotone{line-height:1;}
.page-hero .hero-badge .ph-duotone{vertical-align:-0.14em;margin-right:5px;}
.link-card .ph-duotone{color:var(--green);vertical-align:-0.12em;margin-right:6px;}

/* ── BREADCRUMB ── */
.breadcrumb{font-size:0.82rem;color:var(--muted);margin-bottom:20px;}
.breadcrumb a{color:var(--muted);text-decoration:none;}
.breadcrumb a:hover{color:var(--green);}

/* ── PAGE HERO ── */
.page-hero{padding-top:140px;padding-bottom:60px;text-align:center;}
.page-hero .hero-badge{
  display:inline-flex;align-items:center;gap:8px;
  background:var(--green-soft);border:1px solid rgba(31,154,56,0.22);color:var(--green);
  padding:8px 18px;border-radius:999px;font-size:0.82rem;font-weight:600;
  letter-spacing:0.04em;text-transform:uppercase;margin-bottom:24px;
}
.page-hero h1{font-size:clamp(2.1rem,4vw,3.6rem);line-height:1.08;font-weight:900;max-width:880px;margin:0 auto;}
.page-hero h1 .green-gradient{
  background:linear-gradient(135deg,var(--green),#4dce5f);
  -webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text;
}
.page-hero .lead{font-size:1.12rem;max-width:620px;margin:24px auto 36px;color:var(--muted);}
.hero-btns{display:flex;gap:14px;flex-wrap:wrap;justify-content:center;}

/* ── CONTENT PROSE ── */
.prose{max-width:760px;margin:0 auto;}
.prose h2{font-size:clamp(1.5rem,2.2vw,2.1rem);margin:8px 0 16px;}
.prose h3{font-size:1.15rem;margin:28px 0 10px;color:var(--text);}
.prose p{margin-bottom:16px;}
.prose .lead-block{background:var(--green-soft);border-left:4px solid var(--green);border-radius:14px;padding:18px 22px;margin:24px 0;}
.prose .lead-block p{color:var(--text);margin:0;font-weight:500;}

/* ── CHECKLIST ── */
.checklist{list-style:none;padding:0;margin:20px 0 28px;}
.checklist li{display:flex;align-items:flex-start;gap:12px;padding:11px 0;color:var(--muted);font-size:0.95rem;border-bottom:1px solid rgba(15,23,42,0.05);}
.checklist li:last-child{border-bottom:none;}
.check-icon{width:22px;height:22px;flex-shrink:0;background:var(--green-soft);border-radius:50%;display:flex;align-items:center;justify-content:center;color:var(--green);font-size:0.7rem;font-weight:900;margin-top:1px;}

/* ── CARDS ── */
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:22px;}
.card{
  background:#fff;padding:32px 28px;border-radius:var(--radius);
  border:1px solid rgba(15,23,42,0.07);box-shadow:var(--shadow);
  transition:transform 0.4s cubic-bezier(0.34,1.56,0.64,1), box-shadow 0.4s ease;
}
.card:hover{transform:translateY(-8px);box-shadow:0 40px 90px rgba(15,23,42,0.14);}
.card-icon{width:50px;height:50px;border-radius:16px;background:var(--green-soft);display:flex;align-items:center;justify-content:center;font-size:1.4rem;margin-bottom:18px;}
.card h3{font-size:1.05rem;margin-bottom:10px;color:var(--text);}
.card p{font-size:0.9rem;}

/* ── PROCESS (Schritte) ── */
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:20px;counter-reset:step;}
.step{background:#fff;border:1px solid rgba(15,23,42,0.07);border-radius:22px;padding:28px 24px;box-shadow:var(--shadow);}
.step-num{width:46px;height:46px;border-radius:50%;background:linear-gradient(135deg,var(--green),#3dba52);color:#fff;font-weight:900;display:flex;align-items:center;justify-content:center;margin-bottom:16px;box-shadow:0 8px 22px rgba(31,154,56,0.30);}
.step h3{font-size:1rem;margin-bottom:8px;}
.step p{font-size:0.88rem;}

/* ── FAQ ── */
.faq-wrap{max-width:820px;margin:0 auto;}
.faq-item{background:#fff;border:1px solid rgba(15,23,42,0.08);border-radius:20px;margin-bottom:14px;box-shadow:0 10px 30px rgba(15,23,42,0.05);overflow:hidden;transition:border-color 0.3s, box-shadow 0.3s;}
.faq-item[open]{border-color:rgba(31,154,56,0.25);box-shadow:0 18px 50px rgba(31,154,56,0.10);}
.faq-item summary{list-style:none;cursor:pointer;padding:22px 26px;display:flex;align-items:center;justify-content:space-between;gap:18px;font-weight:700;font-size:1rem;color:var(--text);}
.faq-item summary::-webkit-details-marker{display:none;}
.faq-item summary::after{content:'+';flex-shrink:0;width:30px;height:30px;border-radius:50%;background:var(--green-soft);color:var(--green);display:flex;align-items:center;justify-content:center;font-size:1.3rem;font-weight:700;line-height:1;transition:transform 0.3s, background 0.3s;}
.faq-item[open] summary::after{content:'\2212';transform:rotate(180deg);background:var(--green);color:#fff;}
.faq-item .faq-answer{padding:0 26px 22px;}
.faq-item .faq-answer p{font-size:0.94rem;line-height:1.75;}

/* ── CTA ── */
.cta-wrap{
  position:relative;border-radius:32px;overflow:hidden;
  background:linear-gradient(135deg,#eefaf1,#eff5ff 72%);
  border:1px solid var(--border);
  padding:64px 8%;text-align:center;box-shadow:var(--shadow);
}
.cta-wrap h2{font-size:clamp(1.8rem,3vw,3rem);font-weight:900;color:var(--text);margin-bottom:16px;}
.cta-wrap h2 span{color:var(--green);}
.cta-wrap p{color:var(--muted);font-size:1.05rem;max-width:520px;margin:0 auto 32px;}
.cta-wrap .hero-btns{justify-content:center;}

/* ── INTERNAL LINK CARDS ── */
.link-cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px;}
.link-card{display:flex;align-items:center;justify-content:space-between;gap:12px;background:#fff;border:1px solid rgba(15,23,42,0.07);border-radius:18px;padding:20px 22px;text-decoration:none;color:var(--text);font-weight:600;box-shadow:var(--shadow);transition:transform 0.3s, box-shadow 0.3s, border-color 0.3s;}
.link-card:hover{transform:translateY(-4px);border-color:rgba(31,154,56,0.2);box-shadow:0 24px 60px rgba(15,23,42,0.12);}
.link-card span.arrow{color:var(--green);}

/* ── FOOTER ── */
footer{background:#f8fbff;border-top:1px solid rgba(15,23,42,0.07);padding:32px 10%;display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap;position:relative;z-index:1;}
.footer-logo{font-weight:800;font-size:1rem;color:var(--text);margin-bottom:6px;}
.footer-logo span{color:var(--green);}
.footer-info{font-size:0.8rem;color:var(--muted);margin-top:4px;}
.footer-info a{color:var(--muted);text-decoration:none;}
.footer-info a:hover{color:var(--green);}
.footer-right{font-size:0.8rem;color:var(--muted);text-align:right;}

/* ── REVEAL ── */
[data-reveal]{opacity:1;transform:none;transition:opacity 0.8s cubic-bezier(0.16,1,0.3,1), transform 0.8s cubic-bezier(0.16,1,0.3,1);}
[data-reveal].hidden{opacity:0;transform:translateY(40px);}

/* ── RESPONSIVE ── */
@media(max-width:900px){
  section{padding:60px 6%;}
  .page-hero{padding-top:110px;}
  .contact-section{padding:56px 5%;}
  .nav-toggle{display:flex;}
  nav .nav-links{
    display:flex;flex-direction:column;gap:0;
    position:absolute;top:72px;left:0;right:0;
    background:rgba(255,255,255,0.97);
    backdrop-filter:blur(20px) saturate(180%);
    -webkit-backdrop-filter:blur(20px) saturate(180%);
    border-bottom:1px solid rgba(15,23,42,0.08);
    box-shadow:0 20px 40px rgba(15,23,42,0.10);
    padding:8px 6% 20px;
    transform:translateY(-12px);opacity:0;pointer-events:none;
    transition:opacity 0.25s ease, transform 0.25s ease;
  }
  nav .nav-links.open{opacity:1;transform:translateY(0);pointer-events:auto;}
  .nav-links li{width:100%;}
  .nav-links a{display:block;padding:14px 6px;font-size:1rem;border-bottom:1px solid rgba(15,23,42,0.06);}
  .nav-links .nav-cta{text-align:center;margin-top:12px;padding:14px 22px !important;border-bottom:none;}
  .mobile-cta-bar{display:flex;}
  footer{padding-bottom:96px;}
}